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Insurance Bulletin December 2025

Welcome to the December 2025 edition of our Insurance Bulletin.

Bulletin
18 December 2025

In our monthly Insurance Bulletin we set out key developments of interest to the insurance industry, including in relation to regulation and insurance coverage case law.

FCA Simplifies Insurance Rules

The FCA published a Policy Statement (PS25/21) on 9 December 2025 outlining finalised measures to simplify various regulations for insurance firms…

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FCA and PRA Set Out Initiatives to Support Growth of the Mutuals Sector

At the beginning of December, the PRA and the FCA published a joint report setting out initiatives that will support the growth of the mutuals…

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PRA Publishes its Final Updated Supervisory Statement on Managing Climate-Related Risks

The PRA has published a Policy Statement alongside the final text of SS25/5 – Enhancing banks’ and insurers’ approaches to managing climate-related…

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French Reform to Promote Amicable Dispute Resolution (ADR) in Civil and Commercial Litigation

Civil and commercial litigation in France has been significantly reshaped with the prioritising of ADR by Decree No. 2025-660 effective from…

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Rare Reinsurance Judgment Handed Down in English Court on Follow the Settlements and Other Issues

RSA v Equitas will be of interest to the reinsurance market, not least due to the scarcity of caselaw on common reinsurance policy issues as the…

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