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About Pauline

Pauline specialises in insurance law, civil liability, customs law and environmental litigation.

She assists her clients in contentious matters on insurance coverage issues, industrial risks, professional liability, construction and defective products (including product recalls). She deals with complex litigation cases, often with an international or multijurisdictional aspect, be it defence cases, subrogation cases or coverage disputes, either before the French courts or as monitoring counsel in proceedings pending in foreign jurisdictions (including class actions before the US courts).

She also handles the transactional and regulatory aspects of insurance, including the drafting or review of policy wordings, the impact of international sanctions or regulations such as anti-money laundering, the specificities of international insurance programmes, the distribution of insurance product, and EU passporting.

Her work covers most lines of business in the insurance sector (Professional Indemnity, Product Liability, Public Liability, Construction, D&O, K&R, E&O, Environmental liability and Property Damage).

In environmental matters, her work covers in particular the regulation applicable to contaminated land, the regulation of waste, the regulation of industrial facilities classified as hazardous and civil liability for damage caused to the environment.

Pauline also has a broad experience in customs law, particularly in relation to yachts. She acts in numerous contentious customs law cases, and advises on EU and French customs issues in all types of yacht transactions. She assists various types of clients in the context of customs controls and litigation in France.

She has been nominated 2024 Lawyer of the year for Customs and Excsie law by Best Lawyers.

She is regulary mentionned in Chambers and Partners highlighting “Clients also say that Pauline Arroyo has strong communication and adaptation skills, she has a sense of customer service and good know-how.“She is efficient, a strong listener and a mediator, and she facilitates exchanges between all parties.”(Chambers Europe 2023).

She is the co-author of the Practical Law French insurance chapter, as well as various other chapters of textbooks or journal articles. She is a member of AMRAE (Association pour le Management des Risques et des Assurances de l’Entreprise), PluriElle Assurance and IADC (International Association of Defence Counsel).

Pauline is qualified in Paris.