Briefings

Quincecare Duty: Privy Council Rules that Duty of Care is not owed to Non-Customers of a Bank

On 12 May 2022, the Privy Council handed down the judgment in Royal Bank of Scotland International Ltd v JP SPC 4 and another [2022] UKPC 18, confirming that banks do not owe a duty of care to non-customers who have been victims of fraud, even where the fraud was committed through an account with that bank. HFW's Rick Brown, Andrew Williams and Nicola Gare discuss the above and what this means for the future of the Quincecare duty.

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