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The importance of drafting questions in insurance proposals: a reminder

In a recent judgment, Ristorante Ltd t/a Bar Massimo v Zurich Insurance plc [2021] EWHC 2538 (Ch) the court has set out the principles relating to interpretation of questions in a proposal for insurance and the extent to which those questions can lead to a waiver. The case is a reminder of the importance of clear and unambiguous drafting of questions and the form overall.

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