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Salma Achour Khouaja

About Salma

Salma is a Senior Associate in the Dubai insurance and reinsurance team. She joined HFW as an Associate in the Dubai office in January 2016.

Before that, in 2012, Salma joined the legal and compliance department of a leading Abu Dhabi based national insurance company and gained significant experience working with Underwriting, Risk Management and Claims departments. She understands client’s expectations and needs.

Salma has completed a masters degree in professional liability insurance and has extensive experience in professionals liabilities insurance including medical malpractice and professional indemnity claims.

As well as handling litigation, coverage, regulatory and commercial matters, her duties also included participating in the Abu Dhabi Department of Health (previously HAAD) project for the standardisation of the group medical insurance policy. Salma worked also on a project of standardisation of the Arabic version of insurance policies for a leading Dubai based insurance company.

Salma’s practice focuses on insurance/re-insurance litigation, including subrogation/recovery claims, defence work, coverage disputes, civil and commercial litigation.

She also advises on a wide range of policy wordings, claims cover including BI claims, commercial contracts and regulatory issues. Salma has a significant experience and is good at dealing with the different regulatory authorities such as the Central Bank of the UAE.

Salma is fluent in Arabic, English, French and Italian.

Salma is admitted to the Tunisian Bar Association.