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Insurance Bulletin October 2025

Welcome to the October 2025 edition of our Insurance Bulletin.

Bulletin
24 October 2025

In our monthly Insurance Bulletin we set out key developments of interest to the insurance industry, including in relation to regulation and insurance coverage case law.

Update on the Berne Financial Services Agreement

On 22 September 2025, the UK FCA, the Bank of England and the Swiss Financial Markets Supervisory Authority signed a Memorandum of Understanding…

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FCA Faces Call to Action in a Super-Complaint Over Consumer Harm in Home and Travel Insurance

On 23 September 2025, Which? used its statutory powers to submit a super-complaint to the FCA regarding certain features of the consumer home and…

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PRA Consults on Proposals for Third-country Insurance Branches

The PRA has published a consultation (CP20/25) on proposals related to UK branches of overseas insurers. Following policy changes introduced in…

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Middle Eastern Update: Cedant’s Costs Indemnifiable Under Reinsurance Arrangements

A recent decision of the Dubai International Financial Centre (DIFC) Courts, handed down on 9 September 2025, held that the cedant’s own costs…

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